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Klarna Loyalty Cards to Apple Wallet: How It Works

Klarna keeps loyalty cards in its own app with no Apple Wallet export. Learn why, what the workaround is, and how to get your barcode into Wallet anyway.

4 min readMar 29, 2026
Pink loyalty cards moving out of a shopping app and into a clean Apple Wallet style pass layout

Klarna can store loyalty cards, but that does not automatically put them into Apple Wallet. If you want Wallet-style access, the practical route is to turn the same barcode into a proper Wallet pass.

Klarna launched its loyalty card feature on June 22, 2022, and said it was powered by the 2021 Stocard acquisition. Apple Wallet also supports loyalty and rewards cards, but only when the issuer provides a pass. That is why Klarna loyalty cards usually stay inside Klarna unless the barcode is recreated for Wallet.

What Klarna Supports Today

Klarna's public loyalty-card page points to the Klarna app for card access, so the app and Apple Wallet serve different jobs.

Launched in June 2022

Klarna announced its loyalty card feature on June 22, 2022.

Built on Stocard

Klarna said the feature was powered by its 2021 acquisition of Stocard. The standalone Stocard experience was folded into Klarna during 2025.

Cards live in the Klarna app

Klarna's loyalty pages describe storing and opening cards inside the Klarna app.

The barcode is what matters

At checkout, the scanner reads the barcode data, not the app around it.

So if the goal is Apple Wallet, the useful part is the barcode itself, not the Klarna app screen around it.

Turn Klarna loyalty cards into real Wallet passes

NeatPass makes it easy to convert any ticket, pass, or loyalty card to Apple Wallet.

Why Apple Wallet Needs a Different Path

Apple says Wallet can hold loyalty and rewards cards, and if Add to Apple Wallet is missing, the merchant or company needs to support passes. That makes issuer support the deciding factor.

Klarna's loyalty-card pages point to the Klarna app for card access, while Wallet needs a pass it can open natively. If the barcode is the same, the practical fix is to rebuild that barcode as a Wallet pass.

Important distinction

If the barcode is already available, NeatPass handles the Wallet side. See how adding to Wallet works and the different import methods for the setup details.

The Workaround: Recreate the Barcode as a Wallet Pass

Most Klarna loyalty cards are digital versions of the same barcode from the original store card. At checkout, the scanner reads the barcode data, not the app brand around it. If the barcode is the same, the account is the same.

NeatPass extracts that barcode from a screenshot or photo and turns it into a native Apple Wallet pass. That gives you lock-screen access, Apple Watch sync, and a cleaner checkout flow than opening Klarna every time.

Barcode check

Most loyalty cards use common formats like Code 128, EAN-13, or QR. Check the full list of supported barcodes before importing.

How to Move a Klarna Loyalty Card to Apple Wallet

1

Open the card in Klarna

Find the loyalty card inside the Klarna app and make sure the barcode is fully visible. If the original physical card is still around, that works too.
2

Capture a clear image

Take a screenshot from the Klarna app or a sharp photo of the physical card. Keep the full barcode visible and avoid glare or blur.
3

Import it into NeatPass

Open NeatPass and create a new pass from the screenshot, photo, or share sheet. The app reads the barcode on device.
4

Check the extracted details

Make sure the barcode and membership number look right. If needed, rename the pass so it is easy to spot in Wallet.
5

Add it to Apple Wallet

Tap Add to Wallet. The card now behaves like a native Wallet pass on iPhone and syncs to Apple Watch.

Pro tip

Give each pass its own color or logo so it is easier to identify at checkout. See how pass customization works.

Why Wallet Is Better for Daily Scanning

Once the Klarna barcode becomes a Wallet pass, the experience gets simpler.

Faster presentation

Open the pass directly from Wallet instead of navigating through a shopping app.

Works offline

The pass still shows when store reception is bad or mobile data is weak.

Apple Watch support

Passes added on iPhone also sync to a paired Apple Watch.

Less app friction

No Klarna login, shopping feed, or payment screens when all that is needed is the barcode.

Cleaner checkout flow

Apple Wallet is built to present passes and barcodes cleanly at the register.

That is especially useful in stores with weak signal. See how offline mode helps, and review the privacy FAQ if a simple pass feels better than opening a full shopping app every time.

One-tap access

If this is a card that gets used constantly, add a lock screen widget for even faster access.

What You Do Not Get

A self-created Wallet pass is excellent for scanning, but it does not replace every Klarna or retailer feature.

No live points sync

Points and balance do not update live from Klarna or the merchant.

No coupon updates

Offers and coupons from the original app do not flow into the Wallet pass.

No account features

Password changes, profile edits, and offer browsing stay in the original app.

Rotating barcodes

If a merchant uses a changing barcode instead of a fixed one, keep the original app available.

For most loyalty cards, that tradeoff is acceptable. Scanning is usually the thing that matters most.

Frequently Asked Questions

Your Card in Wallet

Klarna already digitizes loyalty cards inside its own app. Apple Wallet needs a proper pass, not just a card view inside another app.

If a Klarna loyalty card shows a normal barcode, NeatPass can turn it into a native Wallet pass in a few taps. That keeps checkout fast while Klarna stays available for the features that actually need an account.

Put Klarna loyalty barcodes in Wallet

Download

Related Guides

Need a broader migration path? Read Stocard to Apple Wallet, compare it with migrating from Stocard, and check loyalty cards that do not support Apple Wallet.

Ready to migrate your cards?

NeatPass makes it easy to convert any ticket, pass, or loyalty card to Apple Wallet.